Terms & Conditions

Last updated: February 2026

1. Agreement to Terms

By downloading, installing, or using Map ("the App"), you agree to be bound by these Terms & Conditions. If you do not agree, do not use the App.

The App is operated by UNBOUNDED SOFTWARE LTD ("we", "us", "our"), a company registered in England and Wales (Company No. 15433829), with registered address at Unit A, 82 James Carter Road, Mildenhall, Suffolk, IP28 7DE, United Kingdom.

2. Eligibility

You must be at least 18 years old to use Map. By using the App, you represent that you meet this age requirement and have the legal capacity to enter into these terms.

3. Description of Service

Map is a personal financial forecasting application that helps you:

  • Track income, expenses, debts, and assets
  • Visualise your financial trajectory and net worth over time
  • Run "what-if" scenarios to model financial decisions
  • Set and track financial goals
  • Use AI-powered entry via voice, receipt scanning, and PDF import

Map is not financial advice. The App provides tools for personal financial planning and forecasting. We do not provide investment advice, tax advice, or any professional financial services. Consult qualified professionals for financial decisions.

4. Your Data

You retain full ownership of all financial data you enter into Map. Your financial data is stored locally on your device and is not transmitted to our servers.

When using AI features (voice entry, receipt scanning, PDF import), your input is processed by OpenAI. See our Privacy Policy for details.

You are responsible for maintaining backups of your data. We are not liable for any data loss resulting from device failure, app deletion, or any other cause.

5. Subscriptions & Payments

Free Trial

Map offers a 14-day free trial for new users. You will not be charged during the trial period. If you do not cancel before the trial ends, your subscription will automatically begin and you will be charged.

Subscription Plans

Map offers subscription plans billed monthly or annually. Current pricing is displayed in the App and on the App Store. Prices may vary by region and are subject to change.

Auto-Renewal

Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current billing period. Your Apple ID account will be charged for renewal within 24 hours prior to the end of the current period.

Managing Your Subscription

You can manage or cancel your subscription at any time through your Apple ID account settings:

  1. Open the Settings app on your device
  2. Tap your name at the top
  3. Tap Subscriptions
  4. Select Map and choose Cancel Subscription

Cancellation takes effect at the end of your current billing period. You will retain access until then.

Refunds

All payments are processed by Apple. Refund requests must be made through Apple. We cannot process refunds directly. Visit Apple Support to request a refund.

Consumer Rights (UK/EU)

If you are a consumer in the UK or EU, you have a 14-day right to cancel from the date of purchase. However, by using the App during this period, you acknowledge that you may lose this right once the service has been fully performed.

6. Acceptable Use

You agree not to:

  • Use the App for any unlawful purpose
  • Attempt to reverse engineer, decompile, or disassemble the App
  • Circumvent any security measures or access restrictions
  • Use the App to process data on behalf of third parties commercially
  • Interfere with or disrupt the App's operation

7. AI Features

Map uses artificial intelligence for voice transcription, receipt scanning, and document parsing. You acknowledge that:

  • AI features may not be 100% accurate
  • You are responsible for verifying AI-extracted information
  • AI processing requires an internet connection
  • Your input is sent to OpenAI for processing (see Privacy Policy)

We do not use your data to train AI models.

8. Intellectual Property

The App, including its design, features, code, and content, is owned by UNBOUNDED SOFTWARE LTD and protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to use the App for personal, non-commercial purposes.

"Map", the Map logo, and associated branding are trademarks of UNBOUNDED SOFTWARE LTD.

9. Disclaimers

The App is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

  • Merchantability or fitness for a particular purpose
  • Accuracy or reliability of forecasts and calculations
  • Uninterrupted or error-free operation
  • Compatibility with all devices or iOS versions

Financial forecasts are projections based on data you provide and assumptions built into the App. Actual results may vary significantly. Do not make financial decisions based solely on the App's projections.

10. Limitation of Liability

To the maximum extent permitted by law:

  • We are not liable for any indirect, incidental, special, consequential, or punitive damages
  • We are not liable for any loss of data, profits, or business opportunities
  • We are not liable for any financial losses resulting from decisions made using the App
  • Our total liability is limited to the amount you paid us in the 12 months preceding the claim, if any

Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.

11. Indemnification

You agree to indemnify and hold harmless UNBOUNDED SOFTWARE LTD, its officers, directors, and employees from any claims, damages, losses, or expenses arising from your use of the App or violation of these terms.

12. Termination

We may suspend or terminate your access to the App at any time for violation of these terms or for any other reason at our discretion. Upon termination:

  • Your licence to use the App ends immediately
  • Your locally stored data remains on your device
  • You are not entitled to any refund for unused subscription time (except as required by law)

13. Changes to Terms

We may update these Terms & Conditions from time to time. We will notify you of material changes through the App or by other means. Continued use of the App after changes constitutes acceptance of the updated terms.

14. Governing Law

These terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

If you are a consumer, you may also have rights under the laws of your country of residence, which these terms do not affect.

15. Apple-Specific Terms

These additional terms apply to your use of the App on Apple devices:

  • These terms are between you and UNBOUNDED SOFTWARE LTD, not Apple
  • Apple has no obligation to provide maintenance or support for the App
  • Apple is not responsible for any claims related to the App, including product liability, legal compliance, or intellectual property
  • Apple and its subsidiaries are third-party beneficiaries of these terms and may enforce them against you
  • You must comply with applicable third-party terms (e.g., your wireless provider's terms)

16. Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

17. Contact Us

For questions about these terms:

  • Email: support@mapmymoney.app
  • Address: UNBOUNDED SOFTWARE LTD, Unit A, 82 James Carter Road, Mildenhall, Suffolk, IP28 7DE, United Kingdom